About Us

It’s our business to care.

The Virgin Islands Insurance Association (VIIA) is a unified group of local insurance professionals dedicated to protecting and educating our community. We exist to strengthen, support, and represent the insurance community in the Virgin Islands while educating the public about the important role insurance plays in protecting lives and businesses.

For over 50 years, our members—20 local agencies, brokers, insurers, and adjusters—have been part of the Virgin Islands’ story. Together, they have helped individuals, families, and businesses recover from life’s biggest challenges, including paying out more than $2 billion in hurricane-related claims after the 2017 storms.

Our Mission

We advocate for fair insurance laws, promote professionalism in the industry, and help the public make smart decisions about insurance. We do this through education, training, and by offering resources that support both our members and the wider community. We represent and support the Virgin Islands insurance industry through advocacy, education, and community awareness—while promoting professionalism, transparency, and public trust.

Our VALUES

Service

We are committed to supporting the community across the USVI.

Integrity

We uphold professionalism and accountability in everything we do.

Knowledge

We believe education empowers both our members and the public.

Collaboration

We work together to strengthen our industry and community.

Our Role in the Community

At VIIA, we bring people together. We connect insurance professionals, policymakers, and the public to create a stronger, more informed insurance environment.

Here’s what we focus on:

  • Advocacy – We serve as the collective voice of the insurance industry, working with lawmakers to shape fair and effective policies.

  • Education – We provide training for professionals and resources for the public to make insurance easier to understand.

  • Professional Standards – We promote accountability, ethical practices, and continuing education for our members.

  • Community Support – We share information, especially during hurricane season, to help the Virgin Islands prepare and recover.

Our Leadership

Officers

President

Sandra Harty Gutierrez

Inter-Ocean Insurance

Vice President

John Harper

Marshall & Sterling Insurance

Secretary

Jessica Grell

Theodore Tunick & Company

Treasurer

Sheri Charles

Family Insurance

Board Members

Sue Boland

Guardian Insurance

Mark Braddell

Great Lakes Insurance

Tami Noel

Red Hook Agencies

Get Involved or Get Informed

Are you in the insurance field? Join us and become part of a professional, caring network. Need more info on insurance? We’re here to help you understand your options.

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